A good philosophy to live by

Should have learned most of this stuff by the 2nd grade. It's not original to me, but I LIKE it.

• Live beneath your means. 
• Return everything you borrow. 
• Stop blaming other people. Admit it when you make a mistake. 
• Give clothes not worn to charity. 
• Do something nice and try not to get caught. 
• Listen more; talk less. 
• Every day take a 30-minute walk. 
• Strive for excellence, not perfection. 
• Be on time. 
• Don't make excuses. 
• Get organized. 
• Be kind to people. 
• Be kind to unkind people. 
• Let someone cut ahead of you in line. 
• Take time to be alone. 
• Cultivate good manners. 
• Be humble. 
• Realize and accept that life isn't fair. 
• Know when to keep your mouth shut. 
• Go an an entire day without criticizing anyone. 
• Learn from the best. 
• Plan for the future. 
• Live in the present. 
• Don't sweat the small stuff. 

It's all small stuff.